INDIAN Scams & Frauds – Most Popular Ones Elaborated

In this world, where there’s not any name of humanity. You might have been scam or almost get scam in online scams. Online Scams such as OLX, Facebook, eSIM, Paytm, PhonePe, Credit Card, etc. This page describes the most common INDIAN Scams & Frauds

These scams cost your complete life’s income.

Credit Card: The most scammed method

You may have watched a famous web series on Netflix “JAMTARA”. In this, they describe how scammers -scam using a credit card.

We can also call it “Online Phishing”. In which you can receive emails, calls, text messages, etc. These might be from a world-famous company. This is not real, but after seeing that brand’s name, the user thinks that this is genuine.

What actual this scam is?

In this scam, you will get an offer of super-cheap products. Super Cheap means a ₹50,000 Smartphone, you’re getting only at ₹5,000. All this is based upon your interest. If you like smartphones then you will see a smartphone’s ad, if in health&care you might see a facewash’s ad. When you click on the banner of the ad, you’ll transfer to a clone website or a fake website. When you complete the order and complete the payment. The money you pay will not be transfer to the actual brand. It is transferring to a fake or clone website, which has been made by online scammers.

How to be safe from these scams?

You have to be aware of this. You should not have to click on these ads. Whether it might be from any of the world’s biggest brands. Whether that brand is Amazon, Flipkart, etc.

The cases registered in these scams were only in the amount of 70,000 to 100,000 cases. Even most of the victims don’t register the case.

To give an example,

Suppose, Someone scammed you. And you were not aware that you were getting into a scam. You’ll notice that a specific amount has not been payable by you at the time of bill payment. And you have to pay for that. Also, when you report this issue to the bank, many of the banks having a policy. If you’re a victim of a scam, you have to report it within 48hrs or in a specific period. But until you realize that you’re already too late to report it. And in conclusion, the consumer gets the loss.

A clone copy of your card Fraud

Basically, They connect a device to the ATM’s card entry point. And it generates a clone copy of your card using your card’s magnetic chip, containing your data. By which they can make a clone copy of your card. And they can use it in transactions. That’s the reason that we say to use the POS machine ourselves. Without taking any other person’s help. And also we should never share our sensitive bank details, with any person, website, in reply to a message, etc.

Cards with NFC technology Fraud

If you use Credit Cards, then you might no about NFC-based credit or Debit cards.

They work when we put them close to the POS machine. We can do up to ₹2,000, by just putting our card close to the POS machine. Transactions with these cards were very seamless and fast. But also there’s a con of these batteries. A person carries his cards in his wallet. And the wallet is usually in that person’s pocket. When we are in the huge crowd then the scammer took a POS machine. Put amount in it. And take it close to any person’s pocket. So that if he has a card with NFC technology, then the transaction completes automatically. Even the cardholder doesn’t know about that until he sees that transaction in a message or account summary. When he realized about the scam done with him, that’s too late to report it.

Solution of this Fraud

There is a way to stop these frauds happen with you. For this, you have to use an RFID tag blocking wallets. These wallets don’t allow the NFC signals to travel across them. And blocks all the signals coming from a scammer’s POS machine. There are some special layers, which help it to block the rays. So if you use these cards with NFC technology, then it is highly recommendable to use these specific cards.

eSIM fraud

All the telco operators offer eSIMs with them. This fraud happens because of its ease of activation. eSIM is working as a chip on your device’s motherboard. Only we have to scan QR and activates our eSIM. Also, we can get the eSIM QR very easily with a text message to a specific number. Once it activates the eSIM, then it will get all the necessary messages to clean your bank account. To give an example of this fraud, A call or text will come to you from your sim operator. In this case, the sim operator is fake. And somehow by giving any reason such as “This error will affect your Internet services”. They make your mind that you believe them.

What they actually asks you to do?

Then whatever they say, you will do as you do not want to leave your no. Then they will ask you to send a message from your smartphone. In the content, there will be your phone no. including scammer’s email and asking for eSIM. After sending this message the scammer receives the QR code to activate your eSIM in his phone. And gets all the access to your Messages.

Solution of eSIM Fraud

So we should not reply to these kinds of messages or calls or emails. You should block and report that no. Because any of the bank or telco operators don’t ask you for sensitive details over a call or message.

Screen Recording Fraud

In this fraud, somehow the scammer makes you download the file sent by him on your smartphone or pc. He asks you to download this file as this will help you to increase your device’s speed or whatever. Once you download the file then it will start recording your device’s screen. And in the recording, they’ll see all the messages or sensitive data present in your device. Once you download that file then they’ll get all the necessary need to scam you. They can say whatever like they are from Paytm or wonder share filmora.

For Example

To give an example of actual fraud, Wondershare Emailed a content creator. The content creator noticed the spelling of wondershare in that email was Wondereshare which is wrong spelling. They asked him to promote their software on his social page. And they’ll say that they’ll pay him for the promotion. Then they shared their Telegram Handle as well as WhatsApp contact. Here the creator was 100% sure that this is a scam going on with him. Because there’s the mistake done by them.

How the Creator got that he someone doing a fraud with Him?

That all of these companies when they want to promote their product they prefer email at first. No one shares their direct mobile no. or all stuff. Then the creator texted them on Telegram. And in revert, they ask to share his channel’s link, to ensure the reach of his video. They did this to make the content creator feel that this is genuine promotion. Then they said only you have to do a voiceover on a pre-recorded video. Then the content creator asks the scammer to share the pre-recorded video. The scammer said that he is sending a file from his system. The creator asked to share the link of the video with the creator. But he shared a file in exe format.

Use your Cleverness

The creator thought that all the file formats of a video are mp4, avi, mkv, etc. but this is exe. But they said that this is our app when you log in to this, you’ll get the pre-recorded video clip. And also they say if you’re ready for promotion then we’ll be going to pay you $1,000. The creator got that they’re scamming, as he has only 40k subscribers, but they’re paying him ₹70,000.

OLX FRAUD

Whenever you open OLX then there are too many products that are available for a super cheap price. For example, ₹42,000 smartphones selling at ₹17,000 only. Then you thought that’s a great deal. Let’s grab it. So when you’ll ask him about the phone’s condition, he will say that it’s brand new and completely working. 15 days used and selling due to urgent money requirement. Even he will confess to you that he is from INDIAN ARMY. After getting that he’s from the army you feel that the deal is completely genuine. And even if you ask him to pay ₹15,000, he’ll also be ready to get that amount. And then he’ll ask you for your address. When you provide him your address, he’ll share the nearest address with you then you’ll think that it’s genuine. I will go and easily pick it up as well.

Now at the final stage, he’ll say that today I am busy with any work and can’t give you. But you can pay ₹2k to ₹3k to lock this deal and also as he needs some money today. Because he said too many things that are trustworthy for you, you’ll be ready to pay that amount. And at last, they call you to confirm the deal.

How Clever the scammer is?

And even if you record the calls that’ll not help you in any way. As they use some special techniques to change their voice. Also, they use a fake no. to call you. And if you return the call on the same no., the call will not be connected. And if you pay that advance amount he wants you to pay before the deal. After this, He will delete his OLX account, as well as you’ll lose all the ways to contact him. And if you ask him that I will pay the complete amount only after meeting him. Then also he will make all the ways to leave any sign of contact with you.

Also if you want to be clever than a scammer, then Subscribe to Sarcastic Sindhi and press the bell icon.

Facebook Messenger Scam

In this basically, Scamsters generates a clone account of a user. And sends all the friend requests again. And then he will start messaging the friends of the actual user normally. He chats as a normal person. And after some time he says that he needs some money. He provides some details he’s accepting money on. And he says he will return all the money by tomorrow. And this is the point where innocent people share money. To get safe from these frauds we should not accept any of the friend requests. Especially, with whom we are already friends. And we should ask the actual person on a call if needs money.

PhonePe Scam

This type of scam is too common on OLX. If you’re selling something on OLX, and the deal is almost final to person. That person asks you for your phonepe no. to send you the money. First, he deposits ₹5 to ₹10. Ensuring and make you feel about this is a genuine deal. Once he transfers a small amount to check and if you confirm that he sent on right no. Then he shares the “payment accepting” QR with the seller. Seller thinks scanning this QR will make him receive money from the buyer. But this credits the money to Scamster’s Account. So please ensure at the time of accepting payment, the payer needs QR, not the Reciever.

This is about all the scams happens commonly.